Free forever plan available — no credit card needed

Finally See Your
Money Clearly

Track your net worth, organize your spending, and build confidence with your finances — without shame, overwhelm, or complicated spreadsheets.

Already have an account?

SecureMobile ReadyPrivacy-First
Not ready to sign up yet? Start With a Free Tool

Free interactive money tools · No account required

9:41

Net worth

$48,320

+ $1,240 since last review

Assets

$62,910

Debts

$14,590

June budget

Groceries$410 / $600
Dining out$164 / $200
Transport$96 / $240

Emergency fund

72%
HomeAccountsBudgetGoalsMore

Demo data

Why We Do Things Differently

Most apps automate everything, which can reinforce avoidance. Mouni uses gentle, intentional engagement to build real financial confidence.

Exposure reduces avoidance

Regular, gentle contact with your finances makes them feel less scary over time.

Repetition builds familiarity

Checking in every 2-4 weeks creates a rhythm that feels manageable.

Systems reduce overwhelm

A structured routine prevents the chaos of constant monitoring or total avoidance.

Clarity reduces anxiety

Knowing exactly where you stand — even when it's difficult — brings peace.

Everything You Need

Simple tools that give you clarity and control

Net Worth Tracking

Monitor assets and liabilities in one place. Watch your financial position grow over time with regular snapshots.

Budget Planning

Guided budget wizard walks you through every category. See exactly where your money goes — and what's left for you.

Account Management

Connect your bank accounts automatically or track manually. All your checking, savings, investments, and debts in one view.

Transaction Tracking

Import and categorize transactions automatically. Track spending patterns, review income, and spot trends month-over-month.

Goals & Debt Payoff

Set savings goals with visual progress. Built-in debt calculator with snowball and avalanche strategies.

Budget Planning

Know what's left for you

A guided wizard walks you through every category, so you can see where your money goes and what's truly yours to spend or save.

9:41

June budget

$1,120 left for you

After bills, spending and savings

Housing$1,650 / $1,650
Groceries$410 / $600
Transport$96 / $240
Dining out$164 / $200

Savings goal funded this month: $400

Upcoming bills

PhoneJun 18$65
InternetJun 21$80
Car insuranceJun 28$142
HomeAccountsBudgetGoalsMore
Debt Payoff

See your debt-free date

Compare snowball and avalanche, see exactly which debt to pay first, and save a plan you can download or email.

Try the free tool
9:41

Debt payoff plan

Debt-free by Aug 2028

Saves $2,184 in interest · Avalanche

Payoff order

1Visa card · 24.9%Mar 2027
2Store card · 19.5%Nov 2027
3Car loan · 6.4%Aug 2028

Monthly payment

$850

Extra each month

+$150

Save planEmail PDF

How It Works

Three simple steps to financial clarity

01

Create Your Free Account

Sign up in under 60 seconds. Free forever plan available — no credit card required.

02

Add Your Accounts

Connect your banks automatically or add accounts manually. Our guided wizard makes it simple.

03

Complete Your First Review

Every 2-4 weeks, take 15 minutes to review and update your balances. Build awareness and confidence.

9:41

Accounts

Everything in one place

Cash

Everyday checkingLinked$3,240
High-yield savingsLinked$11,800

Investments

Retirement 401(k)Linked$41,920
BrokerageManual$5,950

Debts

Visa cardLinked-$2,310
Car loanManual-$12,280
Add account
HomeAccountsBudgetGoalsMore
Core Practice

The Financial Review

Every 2-4 weeks, take 15-20 minutes. This small ritual is the heart of building lasting financial confidence.

9:41

Financial review

A calm check-in on your money

Confirm your balances so your net worth stays accurate. About two minutes.

3 accounts to review

Recommended

Smart Review

Pulls fresh balances, then shows a one-page summary you can approve.

Run Smart Review

Standard Review

Review each account one at a time.

How do you feel about money today?

12345
StressedCalm

Last review 14 days ago · Next due in 3 days

What You'll Do

  • Review every asset and debt
  • Confirm or update balances
  • Track progress toward goals
  • Rate your financial stress
  • Add notes about life changes

What You'll Gain

  • Confidence through repetition
  • Awareness of spending patterns
  • Clear view of debt payoff progress
  • Reduced anxiety about unknowns
  • Sense of control and ownership

Simple, Transparent Pricing

Start free. Upgrade when you're ready.

Free

$0forever
  • Net worth tracking
  • Budget planning tools
  • Goal setting & tracking
  • Debt payoff calculator
  • Manual account tracking

Monthly

$4.99/month
  • Everything in Free
  • Automatic bank sync
  • Auto transaction import
  • Spending insights
  • Priority support
Most Popular

Annual

$49.99/year
  • Everything in Monthly
  • 2 months free
  • Same full access
  • Best value recurring
Beta Special

Lifetime

$124.99one-time
  • Everything forever
  • All future updates
  • Pay once, never again
  • Limited time offer

Frequently Asked Questions

Start Your Journey

Take a few minutes to explore, complete a Financial Review or two, and see if this gentler way of relating to your money feels right for you.

Free forever plan · No credit card required

Already have an account?